The player's objective is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9)

For example, if the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc. , up through nine counts as 9, but tens (also jacks, queens and kings) count as 0.

• The maximum number of cards in a baccarat hand is three.
• If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn.
• The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven.
• The banker draws if the hand is a
  a) three and the player's hand stands on a six or a seven, or draws anything but a face card or an eight.
  b) four and the player's hand stands on a six or a seven, or if he draws any card between two and seven inclusive.
  c) five and the player's hand stands on a six or a seven, of it he draws any card between four and seven inclusive.
  d) six and the player draws a six or a seven.
• he banker always stands if the player stands on a six or a seven.

Do you want to read more about Baccarat:
• Introduction
• History
• Strategy

Or play the game online?